My mom was hospitalized for one month due to liver infection. At first we admitted her to a private hospital until her condition is stable then we transferred her to the government hospital until she fully recovered. Thank God, He blessed my mom with many children that she does not need to get any Loan for her medical expenses. I have 11 siblings! 
However I did get Personal Loan from my wife to contribute to my mom’s medical fund because I do not have much savings because I just started my business.
If she is still driving her Kancil, I am sure I would not be able to contribute to my mom’s medical fund because she would have Car Loan to pay which also means no saving for her too.
Having a loan is like a bondage. You are not free to spend your income as you like. Unfortunately, I am in that bondage now. I have a business loan to pay. 
