Medical expenses is rising in almost every countries. If you do not have any medical insurance, you will unlikely be able to be admitted to a private hospital in times of emergency. Your only option is to go to government hospital (hopefully you will not have to pay a lot there). I would like to encourage you to keep yourself healthy. It is better to spend on maintaining good health than paying for medical expenses. And it is cheaper.
I know of people who have to use their credit card to pay for medical expenses of their loved ones. And when they delayed payment or unable to pay the credit card company, they will be on the bad credit list. Some had to resort to get personal loans from the bank to pay the medical bills. That is why it is good to maintain healthy lifestyle.




